Do you take my insurance?

At Divergent Rehab and Wellness we are driven and motivated to impact the quality of life for our patients. One thing that separates us from the standard cut out physical therapy business is we work for one individual and one individual alone…YOU! What this means is we are considered “Out of Network” and are not contracted with insurance companies. Why? Because insurance companies don’t always have the patient’s best interest in mind. Many times insurance requires authorization before you can even begin treatment, and even worse some plans limit how much care they think you deserve to get better. What this means is you may not even have reached your goal and they stop covering your care when they say so. Furthermore, what about that insurance plan that's supposed to cover health care costs and you just pay a copay or coinsurance payment? It sounds great, but there's this hidden thing called a deductible that you have to meet before they even begin to cover cost. In most plans PT is a covered service…but it does not get truly covered until the deductible has been met which means you're paying full price out of pocket still until you reach that $3000, $4000 or $5000 deductible (sadly some are even higher yet).

We believe that we (your PT and you) should be the ones making decisions about your PT care and the quality of life you deserve, not your insurance company. That's why we choose to go out-of-network

What makes your session unique?

In your general outpatient based PT or rehab clinic, most PT's see multiple patients at the same time, usually only giving each patient a fraction of their appointment spent with the PT. That means your appointment is not dedicated to you, it is dedicated to getting the most money from your insurance company. Even tougher yet, a lot of busy clinics employ support staff to assist with your physical therapy treatment. This further decreases the amount of quality time you get to spend with your DOCTOR of physical therapy. Having to switch between multiple people during a treatment session diminishes the continuity of care from your provider, the quality of care, and overall your results.

At Divergent Rehab and Wellness, we only see 1 patient at a time. That means when you come in for your appointment, it's just you and your PT for the entire appointment. That increase in time spent with your PT cuts down on the number of visits you need overall because you can accomplish so much more in a single session.

What forms of payment do you accept?

Patients pay for treatment at the time of service using a Health Savings Account (HSA), Flexible Spending Account (FSA), credit card, cash or check. We can provide you a visit summary complete with codes and pricing for insurance reimbursement.